Ticket for not carrying proof of insurance in OH, a strange one.?

Ticket for not carrying proof of insurance in OH, a strange one.?

I went for a test drive from a respectable dealership in OH. During the drive I made a minor moving infraction and was pulled over. When asked for proof of insurance I told the officer I was on a test drive and this isn't even my car. I looked at the salesman in the passenger seat and he said he has the proof back at the dealership (which they wouldn't assist me in getting later on btw). Long story short, I get a $95 ticket for not having proof on me. A month later, I forget about it and miss my court date (my fault, right?) so whatever I guess I'll just pay the $95 and be done with it. Anyway my question is am I really at fault for test driving a car I don't own with dealer tags still on it when the salesman neglected to bring an insurance card with him?

 

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I went for a test drive from a respectable dealership in OH. During the drive I made a minor moving infraction and was pulled over. When asked for proof of insurance I told the officer I was on a test drive and this isn't even my car. I looked at the salesman in the passenger seat and he said he has the proof back at the dealership (which they wouldn't assist me in getting later on btw). Long story short, I get a $95 ticket for not having proof on me. A month later, I forget about it and miss my court date (my fault, right?) so whatever I guess I'll just pay the $95 and be done with it. Anyway my question is am I really at fault for test driving a car I don't own with dealer tags still on it when the salesman neglected to bring an insurance card with him?

 

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I went for a test drive from a respectable dealership in OH. During the drive I made a minor moving infraction and was pulled over. When asked for proof of insurance I told the officer I was on a test drive and this isn't even my car. I looked at the salesman in the passenger seat and he said he has the proof back at the dealership (which they wouldn't assist me in getting later on btw). Long story short, I get a $95 ticket for not having proof on me. A month later, I forget about it and miss my court date (my fault, right?) so whatever I guess I'll just pay the $95 and be done with it. Anyway my question is am I really at fault for test driving a car I don't own with dealer tags still on it when the salesman neglected to bring an insurance card with him?

 

Are they able to charge me with car insurance fraud?

A little over a month ago I had a contractor and his workers in my home. They came unexpectedly and although I didn't know it at the time I believe that one of them stole the key to my car, a new CR-V. Anyway a week later we went on vacation and the day we came back it was late we didn't unpack and order a pizza went to bed. The baby woke up a 5:30 am and I had no diapers upstairs so I headed to the car. The car was gone, we called the police and when they got there and were writing the report a dispatcher came over the radio and stated my car was found, but it was on fire. At the time of the report I didn't know where the key was and I didn't suspect anyone. I really thought that maybe my 2 1/2 year old took it and misplaced it. It wasn't a big deal to me I knew it would turn up. We told the cops that we would look for it. When the insurance lady called she asked me a lot of questions like why were you down stairs so early and where is the key and have you ever had a car stolen before. I told her yes to the car being stolen before. Two years ago. After weeks of working with the police. I now find out that the insurance company has turned the case over to an independent agency. She said that there were discrepancies in my story. I talked to her once, In the meant time the Dectective on the case has found the guy we think stole the car and has reopened the old car case and has a suspect with that one too. The firemarshell and the detective both told me and my husband (a retired cop) that we are in no way suspect. They have both spoken to the insurance company. So anyone who is in the business. What is going on? Is this routine? I have been very forth coming with them. I had paid 10000 on the car and it is worth 22000, because I am now a stay at home mom I never have the credit to get a loan for a new car again, my son's favorite toys were in the car along with strollers 2 car seats and a picture of my son on his 1st roller coaster ride. My son sleeps under his bed because he is afraid of being Stoled What else do I need to do to prove to these poeple that I didn't steel my car.

 

 

What are some good, low cost family health insurance plans for...?

My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!

 

 

Should the cost of car insurance be the same for everybody irrespective of age, ect?

Should the cost of car insurance be the same for everybody irrespective of age, ect?

 

 

Does my parents insurance still cover me?

I'm 19(turning 20 on Dec 1) & I live in California(southern CA) Not in school right now, still looking into trade schools will attend school in spring '11. My parents have health insurance but since I was 18 it stopped covering for me. Insurance covers almost all costs though sometimes we have to pay a small percentage. Now this new bill has passed & I was wondering if it will cover me? Or should I apply for Medicaid? Currently looking for my 3rd job. Previous jobs did not give me health insurance. Thanks

 

 

Can a dying person get life insurance?

I found out recently that my terminally ill father-in-law has no life insurance, or only a tiny policy. How can we pay for a funeral?

 

 

How much do you pay for babysitting insurance?

So i'm doing a social studies project & it asks for liability. im doing babysitting service. help?

 

 

First car - Cheap insurance?

NOT a tiny one, such as a corsa, fiesta, polo or golf. I'm looking to pay between xx- 2000. I'd like something sort of saloony, in black. I WAS looking at a Hyundai Coupe. So something like that if possible. I do choose best answers!

 

 

What types of risks can be transferred in insurance?

What types of risks can be transferred in insurance?

 

 

Do I need to use an insurance broker to buy business insurance?

I run a small independent shop, and require business insurance. Does anyone offer this direct like household and motor, or do I have to use a specialist broker?

 

 

Do I still have Health Insurance?

I am 20 years old. Undergraduate student who got married. Blue Cross Blue shield. I was added to my mom's policy years go. I am just verifying. basically as long as I am UNDER 26 years old if I am not mistaken, I should have the insurance right? I mean I can use it and all without any problems. My spouse does not have an insurance policy, but rather uses the university one which all of the students for this particular college pay for.

 

 

Cheapest Car Insurance - Canada?

Need a cheap car insurance... Don't spout off answers if you have no idea... I've researched: TD, RBC, CAA, AllState and Statefarm Living in Ontario!

 

 

Will my insurance?

well my insurance pay for i iud.

 

 

Thinking about buying individual health insurance in georgia, 22 years old?

in the beginning of feb my dad passed away so i they dropped coverage on 2/28. i get health insurance through my employer but it isn't good. can i still apply online for individual health insurance even though i can get insurance through my employer? i plan on quitting in two months so i figure it would save me the hassle if i get individual health care now. i have asthma and need medicine regularly/monthly. i'm planning on going on vacation in the summer and then when i get back, i plan to get a job with health benefits, so i would only need insurance until then. would that be considered short term (now-august/september)? does the price differ from short term and long term health insurance? i was looking up some plans online and i was thinking of applying for this one. http://www.ehealthinsurance.com/ehi/ifp/plan-details?planKey=3002:200067&productLine=IFP&noSelectedPlan=true&ifpUIState.planDetailsBackUrl=/ifp/all-plans so what this means is that i pay 115 dollars a month and since there is no separate prescription deductible, i can buy my prescriptions which is tier 2/3 for the copay only. also there is a 2500 maximum out of pocket for my part. right? and is this a good plan for me? im 22 and dont smoke/drink and live in georgia, my only health concern is that i have asthma. can they reject my application because i have asthma and that's a pre-existing condition? and when i get a job with health benefits i can just cancel this or is there a contract that states i have to be with them for a certain amount of time? thank you very much for your time!

 

 

How can i get insurance?

I cant find any decent prices. The cheapest i found was 255 pounds every month for a 0.9 Litre Fiat seicento, its a horrible litlle car and it cost too much to insure anyway, and the mpg its pretty bad for 0.9L petrol, 35.8mpg Anyway where can i find a decent price for a 18yr old that lives in lonon, 0 NCB, hold a clean licence for 2months

 

 

To get maturnity insurance or not?

I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I or do I not take the maturnity insurance. It would be a differance of 140.00 a month! Crazy since I am on the pill trying not to get pregnant. But it is still possible to get pregnant on the pill, but highly unlikely. So my question is do I take it to be on the safe side or waive it until it gets closer to that time. Money is tight and I hate to sink money into something I will hopefully not need. Any views on the situation would be much appreciated. Thnx.

 

 

Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?

Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?

 

 

Will my insurance go up if i get a traffic ticket for failing to stop at a stop sign?

what if i just pay the bill will my insurance go up? the thing is just this dec 6 2011 they added two new stop signs in a 4 way intersection before, if you were going north or south you didnt have to stop, and only the people going west and east had to stop its been several months since i passed by there and i just zoomed thru the stop sign and obviously violated the law. i bet im not the only one thats been stopped there im in california btw

 

 

Does leasing a car affect insurance more than financing?

So because I don't technically own the car, will leasing a new car be more expensive than buying a new car... insurance wise? Or is there a negligable diffenence?

 

 

Help picking car insurance?

i don't have the money for a clean title car, so i want to get a salvaged title car and i want good insurance, but cheap, for it. any suggestions would help me greatly, thanks.

 

 

Whats cheaper honda or toyota insurance?

honda civic or toyota corolla

 

 

What to do with my auto insurance?

hello I plan to give my 18 year old daughter my car and I plan to get another car. Does anyone know how does this work. I mean I not only will be putting her on my insurance but I will be adding another car. Will I have to pay double because of this? Or would it be cheaper for her own insurance and if I should leave the car I am giving her in my name or put in her name?

 

 

What is cheapest car insurance i am 18 years old with a crash?

i need the cheapest car insurance in florida can some one refer me to a company

 

 

What options of affordable health insurance a couple in the mid 30's have in Texas.?

What options of affordable health insurance a couple in the mid 30's have in Texas.?

 

 

Where can I get a great health insurance for a student?

Where can I get a great health insurance for a student?

 

 

Why can't we have Medicare for all?

Old people love it?? I don't get it. It's so unfair. My cousin has MS and she couldn't afford Health Insurance and her employer didn't offer it to her. By the time she could qualify for Medicaid, her MS became much worse, and she is not doing well right now. All Americans should have the right to be healthy. It's not a privilege, it's a right!

 

Ticket for not carrying proof of insurance in OH, a strange one.?

I went for a test drive from a respectable dealership in OH. During the drive I made a minor moving infraction and was pulled over. When asked for proof of insurance I told the officer I was on a test drive and this isn't even my car. I looked at the salesman in the passenger seat and he said he has the proof back at the dealership (which they wouldn't assist me in getting later on btw). Long story short, I get a $95 ticket for not having proof on me. A month later, I forget about it and miss my court date (my fault, right?) so whatever I guess I'll just pay the $95 and be done with it. Anyway my question is am I really at fault for test driving a car I don't own with dealer tags still on it when the salesman neglected to bring an insurance card with him?

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